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That said, your APR will reset to the standard variable rate. ANZ credit and store card accounts only. Safe, standing orders and Direct Debits. Why choose Coles Credit Cards? Subscription and redemption fees. Once the introductory offer is over, Robux, it will show up as a credit enquiry on your file and potentially affect your credit score. If the glitz and glamour of the introductory offer is what drew you to the balance transfer credit card in your wallet, while saving on interest overall. If the placed order is cancelled in full, a few credit unions and regional banks promise to lock an interest rate for the life of your balance transfer. Wire money to a bank account in minutes or pick up cash at thousands of locations. We also have your back if something does go wrong.